Privacy Policy
General Principles
Dissolve Debt Limited is committed to protecting and respecting your privacy.
This policy sets out the basis on which any personal data (“We”, “Us”, “Dissolve Debt Limited”) collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.
By visiting https://debtconsolidation.co.uk you are accepting and consenting to the practices described in this policy. For the purpose of the Data Protection Act 2018 (the Act), the data controller is Dissolve Debt Limited, Paul House Stockport Road, Timperley, Altrincham, Cheshire, England, WA15 7UQ.
Information we collect from you
We will collect and process the following data about you:
Information you give us. This is information about you that you give us by filling in forms on our site https://debtconsolidation.co.uk or by corresponding with us by phone, e-mail or otherwise. It includes information you provide when you register to use our site, subscribe to our service or search for a product. The information you give to us may include your name, address, e-mail address and phone number, financial and credit card information, personal description and photograph. Whilst we have an on-going business relationship your records will remain active. Data will be deleted 90 days after the end of client activity.
Information we collect about you.
With regard to each of your visits to our site we will automatically collect the following information:
Technical information, including the Internet protocol (IP) address used to connect your computer to the Internet.
Browser type and version, time zone setting, browser plug-in types and versions, operating system and platform.
Information about your visit, including the full Uniform Resource Locators (URL), clickstream to, through and from our site including date and time, products you viewed or searched for’ and page response times. Download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), methods used to browse away from the page, and any phone number used to call our customer service number.
Information we receive from other sources. This is information we receive about you if you use any of the other websites we operate or the other services we provide. In this case we will have informed you when we collected that data if we intend to share those data internally and combine it with data collected on this site.
We will also have told you for what purpose we will share and combine your data. We are working closely with third parties (including, for example, business partners, sub-contractors in technical, payment and delivery services, advertising networks, analytics providers, search information providers, credit reference agencies). We will notify you when we receive information about you from them and the purposes for which we intend to use that information.
Cookies
Our website uses cookies to record session information, such as recording past activity on our site in order to provide better service when visitors return. A cookie in no way gives us access to your computer or any information about you and the data collected by cookies is used only in an anonymous form; no individual is identified.
For more information about how to control cookies on your machine, you may find this guide helpful: http://www.aboutcookies.org
Facebook Remarketing (Facebook, Inc.)
Facebook Remarketing is a Remarketing and Behavioural Targeting service provided by Facebook, Inc. that connects the activity of this Application with the Facebook advertising network. Personal Data collected: Cookies and Usage Data.
Place of processing: US
In order to opt-out, please:
1. Clear your browser cookies
2. Refresh your browser
3. Click “Adjust your settings” in our cookie popup
4. Disable 3rd party cookies here
Adwords Remarketing (Google, Inc.)
AdWords Remarketing is a remarketing and behavioral targeting service provided by Google Inc. that connects the activity of this Application with the AdWords advertising network and the DoubleClick Cookie.
Personal Data collected: Cookies and Usage Data.
Place of processing: US
In order to opt-out, please:
1. Clear your browser cookies
2. Refresh your browser
3. Click “Adjust your settings” in our cookie popup
4. Disable 3rd party cookies here
Bing Remarketing (Microsoft, Inc.)
Bing Remarketing is a remarketing and behavioural targeting service provided by Microsoft Inc. that connects the activity of this Application with the Bing advertising network.
Personal Data collected: Cookies and Usage Data.
Place of processing: US
In order to opt-out, please:
1. Clear your browser cookies
2. Refresh your browser
3. Click “Adjust your settings” in our cookie popup
4. Disable 3rd party cookies here
Uses made of the information
Information you give to us. We will use this information:
To carry out our obligations arising from any contracts entered into between you and us and to provide you with the information, products and services that you request from us;
To provide you with information about other goods and services we offer that are similar to those that you have already purchased or enquired about;
To provide you, or permit selected third parties to provide you, with information about goods or services we feel may interest you. If you are an existing customer, we will only contact you by electronic means (e-mail, WhatsApp or SMS) with information about goods and services similar to those which were the subject of a previous sale or negotiations of a sale to you. If you are a new customer, and where we permit selected third parties to use your data, we (or they) will contact you by electronic means only if you have consented to this. If you do not want us to use your data in this way, or to pass your details on to third parties for marketing purposes, please tick the relevant box situated on the form on which we collect your data
To notify you about changes to our service;
To ensure that content from our site is presented in the most effective manner for you and for your computer.
Information we collect about you. We will use this information:
To administer our site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
To improve our site to ensure that content is presented in the most effective manner for you and for your computer;
To allow you to participate in interactive features of our service, when you choose to do so; As part of our efforts to keep our site safe and secure;
To measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you;
To make suggestions and recommendations to you and other users of our site about goods or services that may interest you or them.
Information we receive from other sources. We will combine this information with information you give to us and information we collect about you. We will use this information and the combined information for the purposes set out above (depending on the types of information we receive).
Disclosure of your information
You agree that we have the right to share your personal information with:
Any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in section 1159 of the UK Companies Act 2006.
Selected third parties including:
Business partners, suppliers and sub-contractors for the performance of any contract we enter into with them or you;
Analytics and search engine providers that assist us in the improvement and optimisation of our site;
Credit reference agencies for the purpose of assessing your credit score where this is a condition of us entering into a contract with you.
We will disclose your personal information to third parties:
In the event that we sell or buy any business or assets, in which case we will disclose your personal data to the prospective seller or buyer of such business or assets.
If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our Terms and conditions of supply and other agreements; or to protect the rights, property, or safety of us, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.
Third parties we work with:
Who will we share your personal information with
We may share your information with other parties as without doing this we (or they) cannot carry out a legal duty or to provide you with the product or service you have chosen. In addition, from time to time, we use the services of external consultants, legal specialists, or outsource certain aspect of our processes to other organisations, some of whom may be located outside of the European Economic Area. All outsourced service providers are carefully vetted and monitored to ensure the safeguarding of your information and may assist us with quality monitoring, general enquiries and case reviews, marketing, identity verification, audits, record keeping, scanning or printing. With your authority we will share your information with credit reference agencies such as Equifax, Experian. They already hold data on you and may send to us details of who you owe money to and how much you owe.
We’ll use this to:
Make sure what you’ve told us is true and correct
Help detect and prevent financial crime
Trace debts and creditors
In accordance with our legal obligations, we may be required to share information with the police, other law enforcement or government agencies. We will be required to provide information requested by our regulators, the Financial Conduct Authority or Information Commissioners Office. You also have the option to appoint someone else to act on your behalf such as a spouse, family member or carer with whom we can share your information with. You will need to provide separate consent for us to be able to share your information with them, and you can revoke this consent at any time. We may share your personal information with these organisations:
The Financial Conduct Authority, The Insolvency Service, Information Commissioners Office, HM Revenue & Customs and other authorities
Credit reference agencies
Fraud prevention agencies such as anti-money laundering verification services, including Smart Credit Limited trading as SmartSearch
Any party linked with your product or service
Companies we have a joint venture or agreement to co-operate with
Organisations that introduce you to us or that you ask us to share your data with
IT Companies – we use third party software companies to help manage your data and provide our product and services to you.
Companies that we introduce you to. These include:
Abbotts Insolvency
Independent Financial Advisors
Solicitors
Outsourcing Partners
External compliance advisors and auditors
Where we store your personal data
All information you provide to us is stored on our secure servers. We will store the information we collect about you online for as long as we have an active business relationship. Data will be deleted 90 days after the end of client activity.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
Your rights
You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at info@abbottsinsolvency.co.uk
Our site may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.
You can request to revoke your information from our records at any time. To do this contact us at info@abbottsinsolvency.co.uk
Access to information
The Data Protection Act gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. We will supply you with the information within one month from the requested date. To do this please contact our head office on info@abbottsinsolvency.co.uk and the SAR procedure will be followed.
Cookies
Like most websites we use cookies. Some of these cookies are essential to make our site work and have already been set. Other cookies help us improve the site content for all site visitors by showing us how you use our site. This website uses cookies to track individual users around our site and to recognise them should they visit this site more than once. This does not track nor record personal information that could be used to identify you. All Browsers can be set not to accept cookies within their privacy settings. We use Google for paid advertising. When you visit this site by that channel, a cookie is stored on your device (subject to your privacy settings), which allows us to re-target you with ads once you leave this site and visit other websites which use Google to display ads. You may opt-out of this method of advertising from Google – visit https://policies.google.com/technologies/cookies
Changes to our privacy policy
Any changes we make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by e-mail. Please check back frequently to see any updates or changes to our privacy policy.
Contact
Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to info@abbottsinsolvency.co.uk
Complaints
We value each and every customer. In the unlikely event that you are not happy with the service provided by us, we shall do our best to put things right. Any complaint will be dealt with in an efficient, fair and positive way as described below.
How to make a complaint
Contact us:
By phone on 0330 818 6863
By email at info@debtconsolidation.co.uk
By post: Paul House Stockport Road, Timperley, Altrincham, Cheshire, England, WA15 7UQ
Please tell us:
Your name and address
Your daytime phone number
A clear description of your complaint or concerns
Details of how you would like us to rectify the situation
What we will do
We will try to resolve your complaint within three business days of receipt. If this is achieved we will write to you, by email or letter as appropriate, to confirm that your complaint has been resolved and to explain your next steps. If it is not resolved, we will acknowledge your complaint and explain that further contact will be made within eight weeks.
Keep you updated with our progress.
We aim to resolve complaints within 4 weeks. If we are not able to do so, we will always write to you explaining what is happening and when we expect to sort out your complaint.
Once an assessment and full investigation of your concerns have been made, we will send you a final response letter within eight weeks. Or, we will contact you with and extension letter to explain that we need additional time to investigate the matter.
If you are dissatisfied with our response
If you still remain dissatisfied with our final response or eight weeks have passed since you first let us know about your concerns, you can ask the Financial Ombudsman Service to review your complaint.
The Financial Ombudsman Service provides a free independent service for customers to solve disputes with financial companies. They will only deal with your complaint if you have given us the opportunity to resolve the situation first, so please contact us and we will do all we can to help you.
Contacting the Financial Ombudsman Service (FOS).
Email: complaint.info@financial-ombudsman.org.uk
Phone: 0800 023 4567
Website: financial-ombudsman.org.uk
Information Commissioner’s Office
Our data protection reference number is: ZA233926
ICO contact details:
Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF T. 0303 123 1113 F. 01625 524510 www.ico.org.uk